If you’re considering buying a home with an FHA (Federal Housing Administration) loan, you’ll need to understand the...
Appraisal Partners is a trusted real estate appraisal company committed to delivering accurate, reliable, and timely appraisal services for homeowners, lenders, real estate professionals, attorneys, and investors. Founded in 2013, Appraisal Partners has built a reputation for professionalism, accuracy, and exceptional customer service. Since 2018, our team has successfully completed more than 17,000 appraisals, helping clients make informed real estate decisions with confidence.
Founded by Geoff Jones, who has nearly two decades of experience in the real estate and appraisal industry, Appraisal Partners combines local market expertise with a growing network of qualified appraisers to provide comprehensive valuation services across multiple markets. Our team is dedicated to delivering professional reports, exceptional customer service, and a seamless appraisal experience from start to finish. Whether you’re purchasing a home, refinancing, settling an estate, or requiring an appraisal for legal or financial purposes, we’re here to provide dependable valuations you can trust.
A refinance home appraisal, plays a vital role when homeowners seek to restructure their mortgage with confidence. By doing this, an accurate value of the property will be set, upon which lenders base their decisions with respect to financial decisions.
A comparative market analysis is often referred to as a “CMA.” A CMA is a quick overview of what has sold in your area.
A divorce can be a particularly traumatic experience for both parties and is often further complicated by the difficult decision of “Who gets the house?”
If you are planning on refinancing your mortgage, you should be aware that an appraisal of your home may be necessary.
Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better-educated decision when determining your selling price.
If you just have general questions about what improvements to make or want to know about the real estate market in general we can consult on a variety of real estate related topics.
Property taxes are a significant expense for homeowners and a primary source of revenue for local government.
Accurate property evaluation determines more than just the market value of real estate—it influences decisions around buying, selling, investment, taxation, and planning. Appraisal Partners offers comprehensive property assessment services in St. Louis, MO, tailored to residential, commercial, and land assets.
Whether purchasing a home, looking to refinance, considering a home improvement, setling an estate or divorce, we can help you. Just reach out and we will help you determine the fair market value for your home.
Complete the Online Order form found here.
Appraisal Partners receives the order form and completes premilinary research.
The Appraiser will reach out to the client and schedule a property inspection.
The Appraiser will create a report/final opinion of value.
The Appraiser completes the report and submits it to the client.
The client receives the report and submits payment upon delivery.
When I began looking to buy my first home, the housing market predominantly favored sellers and there was a severe shortage of acceptable homes being listed for sale. Geoff worked closely with my fiance and I to determine our true interests which ultimately led to him finding the perfect house for us. Though it took us 8 months to find a home in an undesirable market for buyers, never once did Geoff pressure us or attempt to sway our interests. Instead, he stayed the course with us and we were very happy with the result and his services all along the way. Generally, Geoff is very knowledgeable about the housing market trends, He was also able to answer questions with regard to the physical condition of the houses we viewed along the way. I wouldn’t hesitate to refer him to my friends and family.
Recently Geoff represented us as my family purchased a home. Geoff not only helped us find the right home for us, but gave us his no-nonsense opinion in really helpful ways. Unlike other agents who merely talk about the possible uses of bedrooms, how a fresh coat of paint would do wonders, and other such cliche, Geoff was looking at electrical wiring, examining foundations, and inspecting tree roots. We truly felt we were in good hands through our search, and have no doubt we’ll use him in the future. Highly recommended.
Professional staff. Geoff provides great service as an appraiser and a real estate agent. He was knowledgeable in the real estate market and had the experience to do the job we hired him to do. He provided a professional service in a timely manner. I was very happy with the work and the report.
An Appraisal is providing a value estimate of the property as compared to other similar properties in the market. An inspection is intended to inform you of any saftey or hazardous conditions that may exist with the property.
You should feel completely comfortable keeping communication with your appraiser. While it has been said in the past that trying to talk with your appraiser can lead into legal trouble, it is actually encouraged to keep contact with them as long as you are not trying to influence the outcome of the appraisal.
Using ANSI (American National Standards Institue) guidelines, appraisers begin their measurement with the outside of the property. During this process, they will use both a tape and a laser measure. If there is a second floor on the house, the appraiser will begin measuring the interior walls and add 6 inches to account for the exterior walls. To be accounted in the GLA (Gross Living Area) your ceilings must be at least 7 feet and any sloped ceilings must be at least five. Also, any garages, basements, or other unfinished areas will also not be counted in the GLA. After the measurement is complete, make sure you sit down with you appraiser and the official tax record of the home, so they can explain any differences between the two.
An appraisal is requested by a lender to figure out an estimate of the fair market value of your home. This helps ensure that the amount of money borrowed is appropriate. Also included in an appraisal can be; the current condition of your property, sales information for similar properties, and the location of the property.
If you are concerned with a low appraisal don’t worry, there are several solutions available. For one, the lender will make a loan based on the ratio agreed to in the contract at the appraised value. Other options include; lowering the price of the home, the seller offering to carry a second mortgage to lower the price, ordering a second appraisal, a compromise on the value, or in the worst case, canceling the transaction.
The appraisal process for an FHA appraiser tends to focus on the following areas: the roof, the foundation, lot grade, ventilation, mechanical systems, heating, electricity, and crawl spaces. In these areas, appraisers look for any health and safety concerns for you, the home buyer. For example, any signs of damaged and lead-based paint, a sufficient heating and cooling system, a durable roof, and other signs that show the home is free of all known hazards.
Whether purchasing a home, looking to refinance, considering a home improvement, setling an estate or divorce, we can help you. Just reach out and we will help you determine the fair market value for your home.
If you’re considering buying a home with an FHA (Federal Housing Administration) loan, you’ll need to understand the...
Estate appraisals are a critical component of both estate planning and estate settlement. They determine the fair market...
Going through a divorce is emotionally and financially challenging. One of the most significant aspects of a divorce...
